Department of Planning and Development

HUD First-Time Buyer Program

Almost everybody has a dream home. A place they like to wander through in their thoughts, choosing imaginary wallpaper and putting in imaginary skylights. But for too many people, dream homes remain just that-dreams. The reality of owning their own home never seems to become theirs. We at HUD would like to help.

HUD, short for the U.S. Department of Housing and Urban Development, is a government agency created to make the American dream of home ownership a real possibility for everyone. And that includes you.

Since 1934, we've been putting Americans, millions of them, through the doors of their own homes. We do it by making home buying easier and more affordable. You see, HUD owns homes in many communities throughout the U.S., and we offer them for sale at attractive prices and economical terms.

So that home you've been dreaming about just may be one you buy from HUD. But whether you decide on a HUD Home or not, you can use this guide to take you step by step through each stage of finding and buying your own home.

For more information : www.hud.gov/news/index.cfm
In Spanish: http://espanol.hud.gov/news/index.cfm?&lang=es